Terms and Conditions:

Use of this Site constitutes agreement with the following terms and conditions. GoHawaiiGrad.com, and all other properties or services related to it, are owned or operated by HawaiiUSA Federal Credit Union (“HawaiiUSA”).  HawaiiUSA maintains this web site as a courtesy to those who may choose to access this web site. The information presented herein is for informative purposes only. HawaiiUSA is pleased to allow Users to visit the Site and download and copy the information, documents and materials from this web site for use subject to the terms and conditions outlined below, and also subject to more specific restrictions that may apply to specific information within this Site. Unless expressly stated otherwise, the findings interpretations and conclusions expressed on this web site are those of the various authors of the work and are not necessarily those of HawaiiUSA.

Condition of Use:

Information is obtained from sources believed to be reliable. HawaiiUSA does not warrant its completeness or accuracy of the information contained on our web site. The information may be subject to change at anytime without notice. Any person wishing to obtain further clarification should do so only with a formal consultation with relevant authorities. Under no circumstances shall HawaiiUSA be liable for any loss, damage, liability or expense incurred or suffered which is claimed to have resulted from use of this web site, including without limitation, any fault, error, omission, interruption or delay with respect thereto. Under no circumstances, including, but not limited to, negligence, shall HawaiiUSA be liable for any direct, indirect, incidental, special or consequential damages, even if HawaiiUSA has been advised of the possibility of such damages. The Users of this web site specifically acknowledge and agree that HawaiiUSA is not liable for any conduct of any Users. This web site may contain advice, opinions, and statements of various information providers and content providers. HawaiiUSA does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk. Neither HawaiiUSA nor employees shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, for any damages resulting therefrom. As a condition of use of this web site, User agrees to indemnify HawaiiUSA from and against any and all actions, claims, losses, damages, liabilities and expenses (including reasonable attorneys’ fees) arising out User’s use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by User of these terms and conditions. If User is dissatisfied with any material on this web site or with any of terms and conditions of use of this web site, User’s sole and exclusive remedy is to discontinue using this web site. Nothing in this web site or any information shall be construed, implicitly or explicitly, as containing any investment recommendations.

Links and Privacy:

This web site may contain links to third-party web sites. The linked sites are not under the control of HawaiiUSA and HawaiiUSA is not responsible for the contents of any linked site or any link contained in a linked site. HawaiiUSA provides these links only as a convenience, and the inclusion of a link does not imply endorsement of the linked site by HawaiiUSA. For an explanation of HawaiiUSA practices related to the collection, use and storage of the User’s information, please read our Privacy Policy.

Jurisdiction:

Any dispute arising from these terms shall be resolved exclusively in the state and federal courts of the State of Hawaii. If you access this web site from outside the United States, be advised that this web site may contain reference to products and services that are not available or are prohibited in your country.  

HawaiiUSA’s Children’s Online Privacy Protection Act (COPPA):

HawaiiUSA is committed to protecting the online privacy of the children who visit its website and to complying with the Children’s Online Privacy Protection Act (COPPA). HawaiiUSA provides youth accounts to its members and offers sections of its website for the convenience and education of youth products. COPPA prohibits unfair or deceptive acts or practices in connection with the collection, use or disclosure of personally identifiable information from and about children on the Internet.

• Personal information – HawaiiUSA does not collect or use underage members’ personal information through its website in compliance with COPPA.
  

• Site traffic records – HawaiiUSA uses a third-party website analytics solution to track and monitor website traffic. The third-party company collects information on domain names, types of browsers used and dates and times of visits to www.hawaiiusafcu.com and GoHawaiiGrad.com. This information includes no personal identifiers and allows HawaiiUSA to record website traffic to improve navigation and content.
  

• Email – HawaiiUSA may use feedback information from readers to respond to member service requests, inquiries, comments or suggestions when emails are initiated by the visitor to the Credit Union website. Email information is never sold, given or disclosed to third parties.
   

GoHawaiiGrad.com may include links to the external websites of other organizations. These external sites are not part of HawaiiUSA’s services, are not under our control, and may not comply with applicable law. Because these external websites may have privacy policies that are different than HawaiiUSA’s, please consult the privacy policies of any website that asks for personally identifiable information before providing it.